You're overpaying tax. We'll show you why.

You're overpaying tax. Not because you have to. Because no one showed you the rules.

The £100k tax trap. Lost pension allowances. Benefit cliffs. We map them all - then show you the way through.

Most calculators are too simple

Salary in, tax out. But they miss the £100k trap, the childcare cliff, the tapered annual allowance.

We show you the full picture.

Fair play, not tax avoidance

We believe in paying tax. We also believe you shouldn't pay more than you need to.

Proper planning, not clever schemes.

How it works

1

See all your options

Calculator and scenarios to understand what's possible.

2

Choose your plan

Pension, salary sacrifice, timing - decide what works for you.

3

Track it monthly

Never drift over the line. Stay informed, stay safe.

Quiet vigilance

We're not flashy. We're thorough. Think of us as your careful overseer - always watching your line to HMRC.

What you get

Monthly income tracking

Log your salary, bonuses, benefits. See where you stand year-to-date.

Threshold warnings

Alerts when you're approaching £100k, childcare limits, or tax traps.

Year-to-date projections

Forecast your final position. Make adjustments before it's too late.

Adjustment suggestions

Bonus coming? We'll show you how to stay safe with pension contributions.

Understand your options

See what you could save. See what you could keep. All in one place.

Get Started